TERMS OF USE

Work together.
Know your responsibilities.

Prelaunch draft · October 6, 2026

Prelaunch status

Keylective is available for prelaunch testing with fictional information. Final operator details and terms must be published before client onboarding. This draft does not identify or represent an incorporated entity.

Purpose and professional role

Keylective is software for professional relationship management, client coordination, introductions and user-prepared marketing. It does not act as a lender, real estate brokerage, investment advisor, tax preparer or credit repair provider. Its private loan-officer tools help professionals prepare mortgage-intake records. Keylective does not submit an application to a lender, pull credit, make credit decisions or replace the lender’s approved application process. It does not provide financing commitments, tax filings or individualized financial advice.

Accounts and accurate profiles

Use accurate account and professional details, safeguard your credentials and follow your employer’s approved systems. Directory credentials are self-reported. Verify each provider’s license, authority and suitability independently. Do not misrepresent credentials, affiliation or company approval.

Client data and introductions

Collect and use only information you are authorized to handle. Do not enter SSNs, birth dates, account numbers, credit reports or tax returns in network records. Obtain permission and satisfy notices, opt-outs, consent and firm requirements before sharing. An introduction checkbox records your attestation, not a client signature or a universal legal consent.

Shared briefs are limited to the selected fields and intended account. A recipient who accepts keeps an independent copy. Expiry and withdrawal end future access to the shared brief but cannot recall information already seen. Delete or retain your records in accordance with applicable obligations.

Independent choice and referral arrangements

Clients remain free to choose any provider. Do not use this service to arrange unlawful referral payments, kickbacks, paid steering, required provider use or discriminatory treatment. Network access is not conditioned on introductions or closings. This release includes no referral commissions or paid directory rankings.

Co-branded marketing

You must have rights to listing content, images and branding and obtain required approvals from every participating firm. You are responsible for accurate property information, licensing identifiers, disclosures, fair-housing and advertising requirements. Review exported files before use. Any paid co-marketing arrangement requires its own lawful structure, services and cost review. Approval checkboxes do not establish legal compliance.

Company links and external services

Save only public HTTPS links approved by your firm. Do not enter URLs containing credentials or private client identifiers. Third-party application, booking and business websites operate under their own terms. Verify links before sending. Email and copy functions prepare drafts; users decide whether to send.

Plans and subscriptions

The professional network is currently available without a subscription and is not conditioned on referrals. The displayed loan-officer plan is: $29.99 monthly or $299 annually, plus applicable tax when checkout is offered. Eligible new subscriptions may include a 14-day trial requiring a payment method. Unless canceled before the trial ends, billing starts and renews at the selected interval. Manage or cancel web billing from your account. Cancellation generally stops future renewal without refunding an already-started period, except as required by law or expressly stated.

Acceptable use and availability

Do not use the service for deception, discrimination, unlawful disclosure, unauthorized access, malware, harassment or interference. Features and limits may change. The service is provided on an as-available basis to the extent permitted by law; maintain records your firm requires independently.

Deletion

Account deletion removes workspace access and app records, subject to applicable security, billing, provider and legal retention. Accepted records held by another professional are independent. Cancel any active subscription from your account before requesting deletion.

Review and updates

These product policies do not replace employer approval, legal advice, required registrations or an information-security program. Updated terms will carry a new effective date. See the Privacy Notice and sharing standards.